Uninsured Motorist Claims in Arizona

Scottsdale Car Accident Attorney

State law requires every driver to carry liability insurance, but of course, this is does not always line up with reality. In fact, Arizona is one of the top 5 states with uninsured motorists, as approximately 22% of drivers do not have mandated insurance. On a nationwide scale, uninsured drivers cause around 14% of accidents each year.

What happens if the other driver has no auto liability insurance (uninsured motorist coverage) or has an auto liability policy that is simply not enough to cover the total damages suffered by the victim (underinsured motorist coverage)? It may not be possible to pursue compensation through a lawsuit if the uninsured motorist does not have enough assets. You can still find the compensation you deserve if you have been injured by an uninsured motorist, with the help of an experienced Scottsdale car accident lawyer.

It is possible that your own insurance policy can cover you for your medical bills, car fees, and lost wages. Many policies include uninsured motorist coverage, which is meant to provide coverage for hit-and-run accidents and when another driver cannot provide a settlement. To recover benefits under an uninsured or underinsured motorist policy, the victim typically will need to show that the other motorist was at fault. The victim will also need to prove that his or her bodily injuries were significant. To collect benefits under an underinsured motorist policy, the victim will need to collect as much as possible from the at-fault driver's insurance company first. A car accident lawyer can go over your policy with you to determine whether or not you can file an uninsured motorist claim. You deserve compensation if someone else's negligence caused your accident. If the other person was illegally driving without insurance, then you should not be left to pay the consequences of someone else's irresponsibility.

Types of Injuries Sustained

In the wake of an accident, you could face catastrophic injuries and their attendant medical fees as well as a lengthy recovery time. Even if you feel fine after a collision, it may be advisable to consult with a doctor, as some injuries may not be immediately evident. If you are suffering from headaches, poor vision, or a sore neck or spine, you may be dealing with symptoms of a greater and more serious condition. Concussions and other traumatic brain injuries could leave you with life-long damage. Whiplash and sprained necks or backs can cause serious pain and lasting injury. Spinal cord injuries could even lead to paralysis. Injuries sustained in a car accident may even lead to death. If you have lost a loved one in a car accident, then you also may be owed a settlement to help you with the burdens of this difficult time.

Our Scottsdale Personal Injury Lawyer Can Help

At The Watkin Law Office, PC, we have over 40 years of legal experience. We are well-versed in personal injury law, and we know how to craft a compelling claim that can win you the settlement you deserve. After more than three decades of building an impressive track record, we certainly have the skill to help you. Helping you move on in life with a successful personal injury or wrongful death claim, we can work to obtain sufficient compensation to help you recover physically and financially. In an effort to not add any more burdens to you during this time, we offer a free case evaluation to get you started on your case. In addition, you can schedule a free confidential consultation to start receiving outstanding legal counsel today. Your uninsured motorist claim can expire, as personal injury and wrongful death cases are subject to a statute of limitations. So do not hesitate to contact The Watkin Law Office, PC today!